[currently loving] utility vests

I am currently on a hunt for the perfect utility/cargo vest and it has been quite the challenge to find for a few reasons.
1) DC offers a lot of wonderful things but centralized shopping is not one of them.
2) I gave up online shopping for lent which is not making it any easier.
3) I want to find something budget friendly because this a trendier purchase.

Blargh! All I want is a utility vest to transition from winter to spring with! One that I can wear over a leather jacket in the winter and belted over a sundress for a spring brunch. Is that too much to ask??

Wish me luck and send me good shopping karma!